Spend & Rewards

Spend globally. Get rewarded for it.

A Visa Platinum card built for remote workers who live internationally. Paired with Reserve, every purchase starts paying back.

The pair

Platinum Card.
Powered by Reserve.

The card is the everyday tool. Reserve is the upgrade that turns every tap into rewards.

Up to 10% backPremium perks$200/mo cap
Ontop Visa Platinum card with packaging
The pair

One card. Two modes.

Use the Platinum on its own, or activate Reserve to unlock the rewards engine.

Standard

Platinum Card

Cashback

—

Monthly cap

—

Transfer fees

Standard

Premium perks

Visa Platinum benefits

Reserve Credits

—

Reserve

Platinum + Reserve

Most loved

Cashback

Up to 10% on travel · 5% on lifestyle

Monthly cap

USD 200 in rewards

Transfer fees

50% off bank transfers

Premium perks

Lounges · travel cover · monthly drops

Reserve Credits

Semestral budgets for wellness, education, pets

Instant top-ups

Load from their Global Account in seconds.

Secure by design

Dynamic CVV. Every transaction protected.

Digital + physical

Tap, swipe, or pay online. Everywhere Visa works.

10%

Flights, Airbnb, rides

5%

Delivery, food, fashion, entertainment

$200

Monthly rewards cap with Reserve

USD 22.8M

Platinum Card spending across your team · YTD

6,420

Workers actively subscribed to Reserve

USD 1.3M

Cashback returned to your team · YTD

Reserve is where Ontop gets serious. And your team's money starts working for them.