Ontop
Ontop Worker Suite

One account. Every financial tool you actually need.

Everything starts with your Global Account. The rest follows.

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Remote workers around the world

Foundation

Global Account

Your financial home base. Payroll, Personal Account, and everything in between. All in one place.

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Spend

Platinum Card

A Visa Platinum card accepted in 200+ countries. Online, in-store, subscriptions, and ATMs. Virtual instantly, physical on request.

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Rewards

Reserve

Up to 10% cashback, transfer discounts, lounge access, and credits for the life you already live.

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Move Money

Transfers

Banks, crypto, digital wallets, local currency. Move your money how you want, where you want.

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Financial Wellness

Future Fund

Earn rewards on your idle balance. Up to 3% APY, or 4% APY if you lock for 30 days. No risk, no market exposure.

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Financial Wellness

Paycheck Advance

Access part of your next payment before payday. No interest, no hidden fees. Just flexibility when you need it.

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Payments

Get paid for your work

Share a payment link. Receive invoice payments and paychecks directly into your Global Account. Clients pay in their currency, you get USDc.

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Foundation

Your Global Account

One account. Two powerful options.

Payroll Account

Where your paycheck lands.

  • Receive payments from your company
  • Track your payday in real time
  • Access Paycheck Advance when you need it early
  • Move funds to your Personal Account instantly
Personal Account (USDc)

Your money, your rules.

  • Fund it with local currency, crypto, or bank transfer
  • Send money globally
  • Get paid by clients with a payment link
  • Powered by BVNK. Pegged 1:1 to the USD