Financial Wellness

Your earnings. Early.

Not a loan. Money you have already earned, available before payday.

In your pocket

One tap. Earnings unlocked.

A flat, transparent fee. No interest, no hidden cost. The total is deducted automatically from your next paycheck — through the same Global Account you already use.

Days worked

Earnings accrue daily

Request in app

Anytime, no paperwork

Auto-repaid

From your next payout

Get your advance flow inside the Ontop app

Peace of mind, not debt

Unexpected expense? Covered — without touching your Future Fund or taking a loan.

Why it's different

It's not a loan.

It's pay you've already earned, just a little earlier. Eligibility is based on your payment history.

0%

Interest · always

1 tap

From request to funds · in the app

Auto

Repaid from your next payday

Available directly from the app. Requested today, repaid on payday.