Spend

Your Ontop Platinum Card

Spend anywhere. Track everything.

Ontop Platinum Visa card
  • Accepted in 200+ countries
  • Online, in-store, and subscriptions
  • Virtual card active instantly
  • Physical card on request, free shipping for Reserve members
  • ATM cash withdrawals
  • Real-time transaction tracking in the app
  • Google Pay ready
  • Apple Pay coming soon
  • Choose to spend from Payroll or Personal Account balance