Move money. No borders.
You choose where your money goes. Banks, crypto, digital wallets. Fast, secure, completely on your terms.
Your money. Your destination.
One account. Many ways out. You pick the rail that fits your life.
Global Account
USD lands instantly
Choose destination
Your call, every time
Global Account
USD lands instantly
Choose destination
Your call, every time
01
You choose how you cash out
Pick the payout method that fits your life, and change it whenever you want.
02
Many destinations
Banks in USD or local currency, crypto, cards, digital wallets, or another Ontop user.
03
Fast, wherever you live
50+ countries. From instant to a few minutes, depending on the rail you pick.
04
Trusted, compliant rails
Every transfer rides on certified, regulated infrastructure.
Seriously fast
From instant Ontop-to-Ontop transfers to ~10-minute crypto. No business-hour windows.
No surprises
Fees shown in real time before you confirm. What you see is what you pay.
Bank transfer
1 to 5 business days
Crypto (USDT/USDC)
Instant
Debit card
Minutes to 1 business day
Payoneer
Fast
Zinli
Fast
AstroPay
Fast
Ontop to Ontop
Instant, free
Local currency
Colombia, Mexico, Chile, Brazil, Europe
Good to know
- Ontop to Ontop · instant and free
- Crypto (USDT/USDC) · ~10 minutes
- Debit card · minutes to 1 business day
- Bank transfer · 1 to 5 business days
- Local currency payouts in Colombia, Mexico, Chile, Brazil, and Europe
- 50% off bank transfer fees with Reserve
Pay with a QR code. Instantly.
If you're in Brazil, pay with Pix-compatible QR codes straight from your account. More markets coming soon.
Scan, confirm, done. No cash, no card swipe — pay everyday expenses directly from your balance.
Wherever you are, your money arrives. Always.