Financial Wellness

Your money. Working harder.

Your balance can grow while it sits in your Global Account. No external account, no market risk, no lock-in you didn't choose.

Future Fund

Grow your money. With real rewards.

A pocket inside your Global Account where your balance earns rewards, calculated daily.

Future Fund

Flexible. Always on.

Up to

3%APY · variable

Reward
Up to 3% APY
Liquidity
Daily flexibility
Best for
Everyday balance
Future Fund +30Recommended

Locked. Rewarded.

Up to

4.0%APY · up to 4.0%

Reward
✓ Up to 4.0% APY
Liquidity
✓ 30-day lock
Best for
✓ Balance you want to grow faster

Rewards, not guesswork

Fixed, predictable rewards paid on the first of each month. No market exposure.

Yours whenever you need it

Withdraw from the flexible fund anytime, no penalties. +30 returns automatically at maturity.

How it works

  • Up to 3% APY flexible · up to 3.5% APY with Reserve
  • 4% APY on Future Fund +30 · 4.25% APY with Reserve
  • Available for both Payroll and Personal Account balances
  • Rewards calculated daily, paid on the first of each month
  • No fees, no commissions

Not a variable investment. Fixed, predictable rewards. No market risk.